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The actuality is that these types of borrowers cannot repay on time and in addition they are forced to pay the interest and take out another loan to pay for the principle. And so they pay dearly for this. Currently the average borrower in South Carolina takes 10-15 loans to payoff their original loan amount.

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Things for example sudden medical emergencies and payment for tuition fees and house bills (water and electricity) belong to this category.2. Important, but Not Urgent - Events that fall under the 2nd category are those where you need cash, but usually the bills are those which can be regular (monthly, bi-monthly, annually, etc.) so you know when payment is due, and the amount is fixed, so you know how much to set aside each pay day.


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